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| Buy Now | Buy Now | Buy Now | Buy Now | Buy Now | Buy Now | |
| Visa Compliance | ||||||
| Meets government requirements | ||||||
| Apply directly on this website | ||||||
| In Hospital Treatment | ||||||
| Accommodation | ||||||
| Accident and Emergency Services | All hospitals | Public and Agreement only | All hospitals | Public and Agreement only | All hospitals | Public and Agreement only |
| Outpatient and Postoperative | ||||||
| Doctor Services | 100% of MBS | 100% of MBS | 100% of MBS | 100% of MBS | 100% of MBS | 100% of MBS |
| Out of Hospital Treatment | ||||||
| Standard GP Consultation ^ | Agreement: 100% of cost Non-Agreement: 100% of MBS | 100% of MBS | 100% of MBS | 100% of MBS | 100% of MBS | 100% of MBS |
| Telehealth ^ | 100% of MBS | 100% of MBS | 100% of MBS | 85% of MBS | 100% of MBS | 100% of MBS |
| Specialists ^ | 85% of MBS | 85% of MBS | 85% of MBS | 85% of MBS | 85% of MBS | 85% of MBS |
| Pathology and X-rays ^ | 85% of MBS | 85% of MBS | 85% of MBS | 85% of MBS | 85% of MBS | 100% of MBS |
| Other | ||||||
| Emergency ambulance services | ||||||
| Surgically implanted prosthesis | ||||||
| Prescription Medicines | $50 item limit | $50 item limit | $50 item limit | $50 item limit | $70 item limit | $50 item limit |
| Waiting Periods | ||||||
| Pre-existing Psychiatric | 2 Months | 2 Months | 2 Months | 0 Months | 0 Months | 2 Months (waived) |
| Pre-existing Conditions | 12 Months | 12 Months | 12 Months | 12 Months | 12 Months | 12 Months |
| Obstetrics | 12 Months | 12 Months | 12 Months | 12 Months | 12 Months | 12 Months |
| Extra Features | ||||||
| Refund Policy | limited fees may apply | no fees | limited fees may apply | no fees | limited fees may apply | no fees |
| Support Services | 24-hr health and emergency support line | 24-hr health support line | 24-hr health and emergency support line | 24-hr in-person safety support | 24-hr health and emergency support line | 24-hr student health and support line |
| Policy Document | ||||||
| Buy Now | Buy Now | Buy Now | Buy Now | Buy Now | Buy Now |













